Shelter e-bulletin – June 2020

By Isabelle (IMA) in on Jul 03, 2020

June 2020 e-bulletin update from the Shelter Specialist Debt Advice Service.

COVID-19 updates

  • Mortgage payment holiday extended for another 3 months
  • FCA makes further proposals to support consumer credit customers
  • Stay on possession action extended by 2 months
  • HMCTS Coronavirus Bulletin 8 – Information for Queens Bench Court users
  • HMCTS releases data set on court workload during the pandemic
  • Civil Justice Council impact report on civil court users published
  • Additional courts re-open in Wales during the pandemic
  • Enforcement agents able to resume enforcement from 23 August 2020
  • High Court Enforcement Officers Association’s (HCEOA) publishes postlockdown
    plan
  • Civil Enforcement Association (CIVEA) announces ‘Post-lockdown Support
    Plan’
  • Local authorities to receive £63 million
  • Government to provide £6million funding for charities supporting rough
    sleepers
  • Free school meals to continue over the summer holiday
  • Local Government Association (LGA) calls on the Government to suspend No
    Recourse to Public Funds (NRPF)
  • LGA urges people not to turn to loan sharks
  • Energy debt collection to resume from 1 July 2020

News and legal updates 

  • Government consultation on fairness in government debt management
  • CPAG Debt Advice Handbook 13th edition now hosted on AskCPAG
  • FCA launches investigation
  • Ombudsman News Issue 152
  • Experian guide on understanding credit information published
  • FCA warns that ‘National-Debt-Helpline’ is not authorised
  • FCA has fined certain banks for failures in mortgage arrears handling
  • Payday lender ‘Sunny’ in administration

Enquiry of the month

This month’s featured enquiry asks if a client can be pursued by English creditors while residing in Italy.

Case law and important decisions 

This month’s edition highlights the following developments in case law:

  • Court held that payment made was a preference but did not have to be paid back on the facts – Re Peter Herbert Fowlds (a bankrupt) Bucknall and another (as joint trustees in bankruptcy of Peter Herbert Fowlds) v Wilson [2020] EWHC 1200 (Ch)
  • Court held that the test for dishonesty is an objective test rather than a
    subjective test – R v Barton and another [2020] EWCA Crim 575
  • Staying a bankruptcy petition for an IVA and that Tomlin Order can be subject to CCA regulation – Gertner and another v CFL Finance Ltd [2020] EWHC 1241 (Ch)

Spotlight

This month’s Spotlight will consider the process for applying for ‘leave of the court’ to
act as the director of a limited company whilst subject to Debt Relief Order (DRO)
restrictions.

Download the Shelter e-bulletin June 2020

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