Shelter e-bulletin – December 2019

By Isabelle (IMA) in on Dec 20, 2019

December 2019 e-bulletin update from the Shelter Specialist Debt Advice Service.

News and legal updates

  • Shelter blog on Universal Credit deductions for court fines
  • Active Securities Limited (247 Moneybox) enters administration
  • MMP Financial Limited (My Money Partner, Swift Sterling) enters administration
  • Information Commissioner’s Office draft subject access request guidance released
  • Ofwat orders water suppliers to reduce bills by £50 by 2025
  • British Gas customers minimum top-up to increase from £1 to £5
  • Financial Ombudsman Service (FOS) consulting on their plans and budget
  • The Insolvency Service Annual Plan 2019 –2020 published

Enquiry of the month

This month’s featured enquiry discusses how backdated Universal Credit ‘Limited capability for work-related activity’ element is treated in a DRO.

Case law

  • First-tier Tribunal has jurisdiction to determine whether the bankrupt has a beneficial interest in the property – Wolloff and another v Patel [2019] UKUT 333 (LC)
  • Court held that the tenant was entitled to a refund from the local authority for overpaid water charges – Royal Borough of Kingston-upon-Thames v Moss [2019] EWHC 3261 (Ch)


This month’s Spotlight covers the application of the FCA’s Consumer Credit Sourcebook (CONC) to EEA authorised firms providing products and services in the UK.

Download the Shelter e-bulletin December 2019


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