It takes time and experience to become a specialist. Money Advice Foundations is designed to provide a short extension of the topics encountered in Money Advice in Practice and is the first step on a road that, through subsequent experience and learning, will take you to specialist status.
This course is appropriate as preliminary legal advice training for new caseworkers. While this training alone will not make you an expert in any area- you’ll need more narrow specialist training to understand the law and practice of advice in any kind of depth- Money Advice Foundations will prepare you to deal with the extra complications of ongoing cases.
This course would also suit those advice workers who are ready for a little more depth of knowledge across a broad range of debt and money topics, providing a taster of the specialisms available in money advice.
This one-day course includes discussion and exercises, and covers:
- Consumer Credit Act
- Limitation Act 1980
- Business debt
- Money debt in the county court – defences and applications
- Possession action for rent and mortgage arrears
- Insolvency action by creditors
- Enforcement by foreign creditors
- Judicial review
- Hire purchase
- Enforcement agents
Successful learners will be able to:
- Identify factors that may make a debt unenforceable and describe how enforceability can be challenged by the client.
- List the key features of a hire-purchase agreement and strategies to deal with action to repossess goods.
- Identify when insolvency proceedings have been issued against a client and determine strategies to deal with this.
- Assist a client in responding to a county court claim including possible defences and making applications to the court when faced with enforcement action.
- Identify appropriate strategies for dealing with clients at risk of repossession and assist a client in applying to suspend a warrant of possession.
- Distinguish between personal and business debts and advise or refer their client appropriately.
- Explain the powers of enforcement agents and identify grounds for challenging their actions.
For those seeking MAS accreditation only, the following essential requirements must be met:
The face-to-face training must be followed within 1 month by an online test.
You will need to nominate an assessment contact at your organisation. See Assessment for more details.
To meet the Casework / Specialist standard with IMA training, you’ll need to take two courses: this one plus Managing Cases & Caseloads.
To become accredited, you must also have passed the IMA’s training and tests in:
- Giving a Good Service to Clients and
- Money Advice in Practice (since Autumn 2014) and
- Referrals & Supporting Clients
- be able to provide evidence that you have met the requirements of the Initial Contact, Support Work and Advice Work activity sets with another learning provider.
This course is also open to advisers not seeking MAS accreditation.