Chauntelle’s October pick of the blogs

By chauntelle.wright in on Oct 18, 2019

Hello All,

The trees are turning golden, the nights are drawing in and the gloves have come out of storage. Don’t worry though, I have some reading suggestions for when you curl up in front of the fire.

This month’s pick of the blogs is from Toynbee Hall. The article is written by the Chief Executive of Z2K Raji Hunjun.

Raji suggests that although any increased funding of Legal Aid is very welcome, this alone does not guarantee a fair justice system for all. In the article Raji provides some examples of clients that she has worked with and explains that the presenting issue isn’t the only issue that needs to be addressed. Winning a case for a client is always very good but it does not address the wider issues that fighting for their rights has created. The process will undoubtedly have taken a toll on a client’s self-esteem, mental health and the ability to manage money. A client shouldn’t be left to deal with these issues themselves. Any service provision should incorporate a restoration of dignity, self-belief and empowerment.

Raji would like to be at the heart of a conversation where a properly funded legal aid system also encompasses a “wrap around” service of easy to access, properly funded welfare benefits, housing and debt advice services.

Read the full article here: https://www.toynbeehall.org.uk/15/10/2019/why-increased-legal-aid-alone-will-not-put-an-end-to-the-misery-caused-by-the-current-system-of-disability-benefits/

In other blogs:

A Citizens Advice blog written by Richard Hall looks at how well the energy price cap is working. Good news, customers are getting cannier about switching, bad news is that the savings are not very consistent as yet.

The article starts by providing some background information about the energy price cap and why it was introduced. It then goes on to look at why the price gap (the gap between the price customers on default tariffs pay and those who shop around pay) hasn’t reduced.

https://wearecitizensadvice.org.uk/how-is-the-price-cap-changing-the-energy-market-7fe5b0511a51

Giles Peaker provides another excellent blog piece for Nearly Legal; this time looking at anti-social behaviour (ASB). He considers a case where an order for possession has been granted on the basis of rent arrears and a warrant is applied for to evict. A stay is applied for by the client but a landlord counters this by allegations of ASB. The court is asked to take a summary approach to fact finding regarding the behaviour of the tenant when considering the application to stay. But sometimes ASB cases can be complicated. What if it isn’t the client that is causing the disturbance? What if it is an adult child who has a disability that is causing the issues?

Has proper notice been given to the client in order for them to defend themselves at a hearing for eviction? Can the client raise the Equality Act to counter the ASB allegations? All this is considered in the piece.

https://nearlylegal.co.uk/2019/09/warrants-of-possession-fresh-grounds-and-equality-act-defences/

Finally, have a look at the article below from Sara at Debt Camel. It is an updated piece about Claim Forms. It looks at how to tell if a claim form is real and how to respond to it. Excellently written in plain English as usual and ideal to refer clients to who are able to help themselves.

https://debtcamel.co.uk/court-claim-form/

Have you read any good blogs recently? Let us know in our discussion forum.

In other news

Did you miss my webinar on mortgages? Watch it here: https://vimeo.com/359014717/3347dd3c6a

Have you looked at our discussion forum yet? Could you help a colleague who is asking how to treat non-dependants on financial statements?  Joint the discussion here:

https://www.i-m-a.org.uk/forums/topic/financial-statements-and-non-deps/

Do you have any examples of a case close letter or an explicit consent form that you can share?

https://www.i-m-a.org.uk/forums/topic/draft-confirmation-of-advice-letter-templates/

More blogs next month.

Comments

Leave your reply

Your email address will not be published. Required fields are marked *

Related News

Book now for our Confirming debt advice webinar

In this webinar, we’ll explore issues around confirmation of advice in debt advice cases. We’ll be taking a look at:  the rules and guidance around…

Webinar recording now available – Mental capacity

If you missed our webinar on mental capacity on 10 October, there is now an edited recording here. Advisers can claim 1 CPD point…

Chauntelle’s September pick of the blogs

Hello All, This month I recommend a couple of longer than usual blog posts, but I feel the read is worth it. My first recommendation…

Webinar recording now available – Understanding mortgages with Chauntelle Wright

If you missed our webinar on understanding mortgages, which Chauntelle delivered on 5 September, it is now available here.  …

Upcoming MAG livestreams – register now

Registration is now open for three upcoming money advice group livestreams. If you’re not able to attend your local MAG in person, this is a…

Shelter Specialist Debt Advice Service DRO update – August 2019 edition now available

The August 2019 edition of the Specialist Debt Advice Service DRO update is now available here. This edition includes new guidance on joint bank…