DRO Practice & Procedures
Course Overview
The training day will provide a practice based approach to completing and submitting a DRO. It is aimed at advisers with at least six months worth of DRO related work and who wish to build upon their experience of making applications.
The session aims to enable participants to consider individual practice and how this may be improved to meet their organisation’s good practice guidelines. It will be a “walk through” of a DRO case and through a mix of “chalk and talk” and practical exercises will cover:
- Individual financial statements – the easy way of drafting one
- Debts over £15k? – What can we do?
- Just whose asset is it anyway?
- Individual debts – hire purchase, rent arrears, council tax, benefi t overpayments, “friends and family”, court fines et al
- The bailiffs are coming (and the bailiffs have been…)
- County court summons and a DRO
- What actually happens when you submit an application? Creditors’ rights to lodge an objection, Official Receivers powers of inspection and (in practice) how creditors are continuing to pursue collection of debts.
The session recognises we all have slightly different ways of working to obtain the same result for a client; “there is no absolute right way or a wrong way to make an application, just good practice”.
Tutor: Mark Newbury; Level: Caseworker
